When the pay changes, the written plan has to be read again.

What we hear at the table

The income moved. The bills did not.

A plan written for a steady salary, a better rubber price, or a shop with two busy days a week becomes fiction when the month changes. These are the shifts people bring to the office on the market road.

1. 01
   Sheet-rubber prices and rainy weeks that cut tapping days while school fees stay on the calendar.
2. 02
   A civil-service or teaching post into Narathiwat, with a housing allowance and a rent that belong to a different town.
3. 03
   A family stall whose takings rose because a spouse joined, or fell because someone had to stay home.
4. 04
   Crew shares from the boats, paid when the catch allows, beside a motorcycle payment that is due on a date.
5. 05
   Money from a relative working across the border that arrives some months and goes quiet in others.

The work you can book

A changing-income plan review

The office reads the plan you already keep and rewrites the parts touched by a new income pattern. You leave with a paper note, a month-by-month cash picture, and a date for a six-month check if you want one.

About three weeks from the first meeting to the finished note · Starting at THB 8,500 · Yi-ngo office, or one visit inside Narathiwat province when agreed in advance

Read the review

Alongside the review

Other ways to sit with the household

Irregular-pay cash ledger

A half day with your own notebooks, sorting fat months and thin months onto one ledger.

THB 3,200 · About four hours, with a pause for midday

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Six-month check-in

A shorter meeting once the new income has had half a year to show its real shape.

THB 2,400 · About 75 minutes, with the addition to your note sent within five working days

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Shared-earnings conversation

A facilitated hour and a half for two adults when one person's earnings have changed.

THB 4,600 · 90 minutes together, notes within five working days

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From the second meeting

What one household took home

We came in with a rubber receipt book and a school-fee list that did not know about each other. The note named which months had to fund the fees before we spent the strong price on a new roof.

More client stories from ledger mornings and posting moves.

Three weeks

The review has a pace, not a hurry.

A deposit holds the first morning. We read the papers you leave. The second meeting is where the note becomes something you can argue with while we are still in the room. The full sequence, including what to bring, is on the process page.